7500 W. Mississippi Ave.
Suite A-120
Lakewood, CO 80226

303.202.0303

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St. Bernard goes out of their way to make it easier for you. They patiently worked through all of my issues and arrives at a plan that worked. — Read Client Testimonials

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We are a debt relief agency. We help people file for relief under the Bankruptcy Code.

What if I am unsure that I need to file bankruptcy?

Uncertain St Bernard pupThe decision on whether or not to pursue a personal bankruptcy filing is not an easy one for many people experiencing overwhelming debt.  Some things to be considered are your net income to debt ratio, the amount of time it will take to pay off your financial liabilities factoring in interest rates, and whether you have the ability to make payments to your creditors in addition to your monthly necessities (i.e. rent/ mortgage, insurance, utilities, groceries, vehicle costs, etc.).

Bankruptcy should be viewed as a financial planning tool and often times the most favorable option when looking ahead to the future.  If you believe bankruptcy may be your best option but are still a little unsure, you should schedule a risk free appointment to discuss your circumstance with one of our experienced attorneys as soon as possible.

Bankruptcy is not the best option for everyone, but rest assured, you will feel more equipped to make an informed decision after you have discussed your circumstance in detail.  Bankruptcy is a means to an end of the financial storm and a bright, new beginning for many- maybe you.

 

Use this Debt Calculator to find out how long it would take to pay off your current debt

Your Debt Snapshot
Months It Will Take To Be Debt Free:
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To receive information about your eligibility for bankruptcy and which Chapter would be most appropriate for your circumstances, please contact St. Bernard Bankruptcy to schedule a no risk consultation. The information on this website is not intended to be legal advice and does not attempt to fully describe bankruptcy rules, procedures and outcomes. Your use of this website, or any of the information contained herein does not establish a client-attorney relationship.

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